Category: CFD

Funding Pips Prop Firm :Funding Pips has rapidly established itself as one of the premier proprietary trading firms in the industry, offering traders access to substantial capital with competitive profit splits and flexible evaluation programs. Founded with a mission to provide genuine funding opportunities to skilled traders worldwide, Funding Pips distinguishes itself through innovative programs, transparent operations, and trader-focused policies.

In this comprehensive review, we’ll explore everything you need to know about Funding Pips, including its challenge programs, unique Hot Seat feature, scaling opportunities, trading conditions, payout structure, and real trader experiences to help you decide if it’s the right prop firm for your trading journey.

What is Funding Pips?

Funding Pips is a proprietary trading firm that provides funding to retail traders who demonstrate consistent profitability and strong risk management skills. The firm operates with a straightforward mission: identify talented traders and provide them with the capital they need to succeed, while sharing in the profits they generate.

Funding Pips has earned a strong reputation with a 4.7 rating on Trustpilot from over 5,000 reviews, demonstrating solid trader satisfaction and reliability within the competitive prop trading industry.

Key Features at a Glance

• Funding Options: $5,000 to $200,000 in capital
• Profit Split: 80% to 90% depending on program
• Challenge Types: 1-Step and 2-Step evaluations
• Payout Frequency: On-demand payouts available
• Trading Platforms: MetaTrader 4 (MT4) and MetaTrader 5 (MT5)
• Markets Available: Forex, indices, commodities, and cryptocurrencies
• Leverage: Up to 1:100
• Unique Feature: Hot Seat program with monthly salaries up to $5,000

Challenge Types and Evaluation Programs

Funding Pips offers multiple pathways to funding, designed to accommodate different trader profiles and risk preferences.

1-Step Challenge (Rapid Track)

The 1-Step Challenge provides the fastest route to funding with a single evaluation phase.

Challenge Requirements:

• Profit Target: 10%
• Maximum Drawdown: 5% (daily) / 10% (overall)
• Time Limit: Unlimited
• Minimum Trading Days: 5 days
• Maximum Trading Days per Week: None specified
• Profit Split: 80% to trader

Account Sizes:

• $5,000
• $10,000
• $25,000
• $50,000
• $100,000
• $200,000

Who It’s For:

• Experienced traders with proven strategies
• Those seeking the fastest path to funding
• Traders confident in hitting 10% profit targets
• Those comfortable with tighter drawdown rules

2-Step Challenge (Traditional Path)

The 2-Step Challenge offers a more traditional evaluation structure with progressive phases.

Phase 1 Requirements:

• Profit Target: 8%
• Maximum Drawdown: 5% (daily) / 10% (overall)
• Time Limit: Unlimited
• Minimum Trading Days: 5 days

Phase 2 Requirements:

• Profit Target: 5%
• Maximum Drawdown: 5% (daily) / 10% (overall)
• Time Limit: Unlimited
• Minimum Trading Days: 5 days

Profit Split: 80% to trader (with potential to increase to 90%)

Account Sizes:

• $5,000
• $10,000
• $25,000
• $50,000
• $100,000
• $200,000

Who It’s For:

• Traders preferring graduated progression
• Those wanting lower profit targets per phase
• Traders new to prop firm evaluations
• Those seeking a methodical path to funding

Instant Funding Option

Funding Pips also offers an instant funding option that provides immediate access to capital without going through an evaluation process, ideal for traders who want to start trading funded accounts right away with more conservative rules.

The Hot Seat Program: Monthly Salary Feature

One of Funding Pips’ most distinctive features is the Hot Seat program, which provides top-performing traders with fixed monthly salaries in addition to profit splits.

How Hot Seat Works

The Hot Seat program rewards consistent traders with monthly payments ranging from $500 to $5,000 depending on account size and performance. This creates a stable income stream alongside trading profits.

Hot Seat Tiers:

• $50,000 Account: $500 monthly salary
• $100,000 Account: $1,000 monthly salary
• $200,000+ Account: Up to $5,000 monthly salary

Qualification Requirements:

• Maintain consistent profitability
• Follow all trading rules
• Demonstrate strong risk management
• Meet minimum trading activity requirements

Benefits:

• Predictable monthly income
• Reduces pressure to overtrade
• Rewards long-term consistency
• Complements profit-based earnings

This feature is particularly valuable for professional traders who want income stability while building their trading accounts.

Trading Conditions and Market Access

Spreads and Commissions

Funding Pips offers competitive spreads starting from 0.0 pips on major currency pairs with a commission structure, making it attractive for scalpers and day traders who rely on tight spreads.

Pricing Model:

• Raw spread accounts with commission
• Spreads from 0.0 pips on EUR/USD, GBP/USD
• Competitive pricing on major forex pairs
• Transparent commission structure

Available Markets

Funding Pips provides access to a diverse range of instruments across multiple asset classes:

Forex: All major currency pairs (EUR/USD, GBP/USD, USD/JPY, AUD/USD, USD/CAD, USD/CHF, NZD/USD) and crosses

Indices:

• US30 (Dow Jones)
• NAS100 (NASDAQ)
• S&P 500
• DAX40
• FTSE 100

Commodities:

• Gold (XAUUSD)
• Silver (XAGUSD)
• Crude Oil

Cryptocurrencies: Bitcoin, Ethereum, and other major crypto CFDs

Leverage Options

Funding Pips offers leverage up to 1:100 across all programs, providing traders with flexibility in position sizing while maintaining manageable risk parameters.

Leverage Benefits:

• Allows larger position sizes relative to account balance
• Suitable for various trading styles
• Balanced risk-reward opportunities
• Industry-standard offering

Trading Flexibility

Holding Positions:

• Overnight holding allowed
• Weekend holding permitted
• Traders responsible for swap/rollover fees
• Full flexibility for swing trading strategies

News Trading: News trading is permitted on Funding Pips without restrictions, allowing traders to capitalize on economic announcements and market volatility events.

Payout Structure and Withdrawal Process

Profit Split Details

Funding Pips offers competitive profit-sharing arrangements:

Standard Split: 80% to trader, 20% to firm

Enhanced Split: 90% available for top performers and larger accounts

The profit split is straightforward and transparent, with no hidden fees or deductions that reduce trader earnings.

Payout Schedule

Funding Pips processes payouts on-demand, meaning traders can request withdrawals at any time without waiting for specific payout cycles.

Payout Features:

• On-demand withdrawal requests
• No fixed waiting periods
• Minimum withdrawal threshold applies
• Fast processing times (typically 1-3 business days)

Withdrawal Methods

Funding Pips supports multiple payment methods for convenience:

Available Options:

• Bank wire transfer
• Cryptocurrency (Bitcoin, USDT, Ethereum)
• Rise payment platform
• Other digital payment solutions

Processing Times:

• Cryptocurrency: 24-48 hours
• Bank transfer: 3-5 business days
• Digital wallets: 1-2 business days

Withdrawal Requirements

Minimum Withdrawal: Typically $100-$200 depending on method

Withdrawal Frequency: No restrictions on frequency for on-demand payouts

Fees: Payment processor fees may apply; Funding Pips doesn’t charge withdrawal fees

Scaling Programs and Capital Growth

Scaling to Higher Capital

Funding Pips allows successful traders to scale their accounts based on performance, with opportunities to manage up to $200,000 in capital.

Scaling Criteria:

• Achieve consistent profitability targets
• Maintain strong risk management
• Follow all trading rules
• Demonstrate account growth over time

Scaling Path Example (starting from $10,000):

• Start: $10,000 (80% split)
• After 10% growth: $25,000
• After additional 10%: $50,000
• Continue scaling: $100,000
• Maximum: $200,000 (90% split potential)

Multiple Accounts

Traders can operate multiple accounts simultaneously, allowing for:

• Diversification of strategies
• Increased earning potential
• Risk distribution across accounts
• Testing different approaches

Account Limits: Typically 2-3 active funded accounts per trader, depending on program

Trading Rules and Prohibited Strategies

Understanding and following the rules is essential for maintaining funded accounts with Funding Pips.

Allowed Trading Practices

Permitted Strategies:

• Day trading and scalping
• Swing trading with overnight holds
• Weekend position holding
• News trading without restrictions
• Expert Advisors (EAs) and automated trading
• Multiple timeframe analysis
• All standard technical and fundamental analysis

Prohibited Strategies

Funding Pips forbids practices that abuse systems or violate fair trading principles:

Strictly Prohibited:

• High-frequency trading (HFT) exploitation
• Tick scalping/latency arbitrage
• Hedging between multiple accounts
• Copy trading from external signal services
• Account management for third parties
• Reverse trading strategies
• One-sided betting before news

Risk Management Requirements

Daily Drawdown: 5% maximum loss from starting daily balance

Overall Drawdown: 10% maximum loss from initial account balance

Trading Activity: Minimum 5 trading days during evaluation

Position Sizing: Responsible position sizing recommended (typically 1-2% risk per trade)

Consistency Rules

Funding Pips evaluates trading consistency to ensure traders aren’t taking excessive risks:

• Avoid majority of profits from single trades
• Demonstrate consistent profit distribution
• Maintain reasonable win rates
• Show sustainable trading patterns

Platform Access and Technology

MetaTrader 4 and MetaTrader 5

Funding Pips supports both MT4 and MT5 platforms, giving traders flexibility to choose their preferred platform.

MT4 Features:

• User-friendly interface
• Extensive EA support
• Large community and resources
• Proven stability
• Custom indicators and tools

MT5 Advantages:

• More timeframes (21 vs 9)
• Enhanced backtesting
• Economic calendar integration
• Improved order types
• More technical indicators

Platform Access:

• Desktop applications (Windows, Mac)
• Web-based trading
• Mobile apps (iOS and Android)
• VPS compatibility for automated trading

Technology Infrastructure

• Reliable server uptime
• Fast execution speeds
• Competitive slippage
• Quality price feeds from tier-1 liquidity providers

Real Trader Reviews and Reputation

Trustpilot Rating

Funding Pips maintains a 4.7 out of 5 rating on Trustpilot with over 5,000 reviews, positioning it strongly among prop trading firms.

Common Praise

Based on trader feedback, frequently mentioned positives include:

Most Appreciated Features:

• Fast and reliable payouts without delays
• Responsive customer support team
• Clear and transparent rules
• Competitive trading conditions
• Hot Seat program provides stable income
• Both MT4 and MT5 platform options
• Reasonable evaluation criteria
• On-demand payout flexibility

Trader Testimonials (paraphrased):

• Traders appreciate the straightforward payout process with no unnecessary complications
• Support team is helpful and responds quickly to inquiries
• Trading conditions are competitive with tight spreads
• Hot Seat program adds valuable income stability
• Evaluation rules are fair and achievable

Areas of Concern

While generally positive, some traders note:

• Scaling caps at $200,000 (lower than some competitors)
• Consistency rules can be strict for aggressive traders
• Some traders report KYC verification delays
• Limited educational resources compared to larger firms
• Fewer account size options than some competitors

Industry Standing

Funding Pips has established itself as a reputable mid-tier prop firm with solid fundamentals, competitive offerings, and genuine commitment to paying traders. While not as large as industry giants like FTMO or The 5ers, it maintains strong ratings and positive trader experiences.

Pricing and Account Options

Challenge Pricing

Funding Pips offers competitive entry fees across both challenge types:

1-Step Challenge Pricing:

• $5,000 Account: ~$49
• $10,000 Account: ~$97
• $25,000 Account: ~$197
• $50,000 Account: ~$345
• $100,000 Account: ~$575
• $200,000 Account: ~$1,150

2-Step Challenge Pricing:

• $5,000 Account: ~$39
• $10,000 Account: ~$75
• $25,000 Account: ~$155
• $50,000 Account: ~$275
• $100,000 Account: ~$459
• $200,000 Account: ~$919

(Prices approximate and subject to promotional offers)

Refund Policy

Funding Pips offers challenge fee refunds upon reaching specific profit milestones in the funded account, effectively making the evaluation process free for successful traders.

Refund Structure:

• First profit withdrawal includes challenge fee refund
• Refund typically requires 10% profit achievement
• Full fee returned to trader’s account
• Effectively free evaluation for successful traders

Discount Codes

Funding Pips occasionally offers promotional discounts:

• Seasonal promotions (up to 20% off)
• Affiliate discount codes
• Special event pricing
• Holiday sales

Check the official website or social media for current offers.

Value Analysis

When comparing cost-to-capital ratios, Funding Pips ranks competitively:

2-Step Challenge Value:

• $100,000 account for ~$459 = 0.459% entry cost
• With fee refund upon success = effectively 0% cost

1-Step Challenge Value:

• Faster funding path justifies slightly higher fees
• Still competitive within industry standards

Customer Support

Support Channels

Funding Pips provides support through multiple channels:

• Live Chat: Available on website during business hours
• Email Support: support@fundingpips.com
• Social Media: Active on Instagram, Facebook, Twitter
• Discord Community: Trader community and support
• Help Center: FAQ and documentation

Support Hours

Support is typically available during standard business hours, with email support providing 24-hour response capabilities for urgent issues.

Support Quality

Traders generally report positive support experiences:

• Responsive to inquiries within 24 hours
• Knowledgeable about programs and rules
• Helpful with technical issues
• Professional communication
• Resolution-focused approach

Educational Resources and Community

Learning Materials

Funding Pips provides educational resources for traders:

Available Resources:

• Trading guides and tutorials
• Risk management principles
• Platform tutorials (MT4/MT5)
• Blog with trading insights
• Market analysis updates

Community Engagement

Community Features:

• Discord server for trader interaction
• Social media updates and engagement
• Trader success stories
• Strategy discussions
• Peer support network

Areas for Improvement

Compared to larger firms, Funding Pips’ educational offerings are more limited:

• No comprehensive trading academy
• Limited live training sessions
• Fewer advanced educational resources
• No personalized coaching programs

However, the firm focuses on its core strength: providing funding and fair trading conditions rather than extensive education.

Pros and Cons

Advantages

✅ Strong Trustpilot rating – 4.7/5 from 5,000+ reviews demonstrates reliability

✅ Hot Seat program – Monthly salaries up to $5,000 provide income stability

✅ On-demand payouts – Request withdrawals anytime without waiting for cycles

✅ Both MT4 and MT5 – Platform flexibility for trader preference

✅ Competitive spreads – From 0.0 pips on major pairs

✅ No time limits – Complete evaluations at your own pace

✅ News trading allowed – Full freedom during economic announcements

✅ Fee refunds – Challenge fees refunded upon profit milestones

✅ Overnight/weekend holding – Complete trading flexibility

✅ 1-Step and 2-Step options – Choose evaluation path that suits you

✅ 80-90% profit splits – Competitive profit-sharing arrangements

✅ Expert Advisors permitted – Automated trading strategies allowed

✅ Up to 1:100 leverage – Industry-standard leverage across programs

✅ Multiple account options – Operate 2-3 funded accounts simultaneously

✅ Transparent rules – Clear, straightforward trading guidelines

✅ Crypto payouts – Fast cryptocurrency withdrawal options

✅ Responsive support – Helpful customer service team

Disadvantages

❌ Maximum $200,000 capital – Lower scaling ceiling than top firms (vs. $4M at The 5ers)

❌ No 100% profit split – Caps at 90% vs. 100% at some competitors

❌ Strict consistency rules – Can be challenging for certain trading styles

❌ Limited educational resources – Fewer learning materials than larger firms

❌ No monthly fixed salary at lower tiers – Hot Seat only available at higher account levels

❌ Smaller firm presence – Less established than industry giants

❌ No personalized coaching – Unlike some competitors offering 1-on-1 support

❌ KYC verification delays – Some traders report slow identity verification

❌ Fewer account sizes – Less granular options than some competitors

❌ Maximum account limits – Restrictions on total accounts per trader

❌ Not available in all countries – Geographic restrictions apply

❌ Daily drawdown resets daily – More restrictive than trailing drawdown

❌ 5-day minimum trading requirement – Must trade minimum days during evaluation

Who Should Consider Funding Pips?

Ideal Candidates

Funding Pips is well-suited for:

• Intermediate to advanced traders with proven strategies
• Traders seeking income stability through Hot Seat program
• Those preferring platform flexibility (MT4 and MT5 options)
• Scalpers and day traders benefiting from tight spreads
• News traders who need unrestricted trading during announcements
• EA/robot traders using automated strategies
• Swing traders holding positions overnight and weekends
• Traders wanting on-demand payouts without fixed cycles
• Those seeking fee refunds to minimize evaluation costs
• Traders comfortable with $200K maximum capital

Program Selection Guide

Choose 1-Step Challenge if you:

• Have consistent track record
• Want fastest path to funding
• Can hit 10% profit targets reliably
• Value speed over gradual progression
• Comfortable with single evaluation phase

Choose 2-Step Challenge if you:

• Prefer graduated progression
• Want lower profit targets per phase
• Are newer to prop firm evaluations
• Value methodical advancement
• Prefer lower entry fees

Consider Instant Funding if you:

• Want immediate capital access
• Prefer more conservative rules
• Don’t want evaluation process
• Have sufficient experience
• Value immediate start

Less Suitable For

Funding Pips may not be ideal for:

• Beginners needing extensive education and coaching
• Traders requiring $500K+ capital (scaling caps at $200K)
• Those needing 24/7 support (support hours are limited)
• Traders wanting 100% profit splits (max is 90%)
• Complete novices to prop trading
• Traders in restricted countries (geographic limitations)
• Those needing comprehensive education (limited resources)
• Traders preferring cTrader or other platforms (only MT4/MT5)

Comparison with Other Top Prop Firms

Capital Scaling Comparison

• Funding Pips: Up to $200,000 maximum
• The 5ers: Up to $4,000,000 maximum
• FTMO: Up to $400,000 maximum
• My Forex Funds: Up to $600,000 maximum

Funding Pips offers moderate scaling compared to industry leaders, suitable for most retail traders but limiting for those with seven-figure ambitions.

Profit Split Comparison

• Funding Pips: 80% → 90%
• The 5ers: 50% → 100%
• FTMO: 80% → 90%
• Blueberry Funded: 80% → 90%

Funding Pips matches the industry standard but doesn’t reach the 100% profit retention offered by premium firms.

Unique Differentiators

Hot Seat Program: The monthly salary feature (up to $5,000) is uncommon in the prop trading industry, providing income stability that most competitors don’t offer.

Platform Flexibility: Offering both MT4 and MT5 accommodates different trader preferences, while some firms restrict to one platform.

On-Demand Payouts: The ability to withdraw profits anytime without fixed cycles provides superior flexibility compared to bi-weekly or monthly payout schedules.

Competitive Spreads: Starting from 0.0 pips on major pairs puts Funding Pips among the more competitive firms for trading costs.

Competitive Positioning

Funding Pips positions itself as a solid mid-tier option:

• More affordable than premium firms like The 5ers
• More features than budget firms
• Competitive conditions matching industry standards
• Unique Hot Seat program differentiating from competitors
• Platform flexibility exceeding single-platform firms

Tips for Success with Funding Pips

1. Choose the Right Evaluation Path

Match your program to your experience and goals:

• Experienced traders: 1-Step Challenge for faster funding
• Building consistency: 2-Step Challenge for gradual progression
• Immediate trading: Instant Funding if you qualify

2. Master the Drawdown Rules

Understanding drawdown calculations is critical:

• Daily Drawdown: Resets each day at midnight server time
• Overall Drawdown: Static from initial balance, never resets
• Calculate carefully: Know exactly where your limits are before every trade

Track both drawdown types simultaneously to avoid violations.

3. Target Hot Seat Qualification

The monthly salary provides significant value:

• Build account to $50,000+ for Hot Seat eligibility
• Maintain consistency requirements
• Plan for long-term account growth
• Treat Hot Seat as retirement-style income

4. Leverage Platform Features

Maximize MT4/MT5 capabilities:

• Use advanced charting and indicators
• Backtest strategies thoroughly
• Employ proper risk management tools
• Set up trade alerts and notifications
• Utilize mobile trading for flexibility

5. Plan Your Payout Strategy

Take advantage of on-demand withdrawals:

• Withdraw profits regularly to reduce account risk
• Consider leaving buffer above drawdown limits
• Time withdrawals for optimal tax planning
• Maintain minimum balance requirements

6. Maintain Trading Consistency

Avoid consistency rule violations:

• Distribute profits across multiple trades
• Avoid relying on single home-run trades
• Maintain reasonable win rates
• Trade regularly throughout evaluation period
• Don’t bunch all profits into final days

7. Document Everything

Keep detailed records:

• Trading journal with entry/exit rationale
• Daily drawdown calculations
• Performance metrics
• Risk management decisions
• Communication with support

8. Respect the Rules

Avoid prohibited strategies:

• No latency arbitrage
• No hedging between accounts
• No external copy trading
• No account management for others
• Follow all consistency requirements

9. Manage News Event Risk

Although news trading is allowed:

• Be aware of increased volatility
• Widen stop-losses during major events
• Reduce position sizes before high-impact news
• Monitor economic calendar regularly
• Understand your strategy’s news exposure

10. Scale Strategically

Plan your growth path:

• Understand profit milestones for scaling
• Maintain performance as you scale
• Don’t sacrifice consistency for speed
• Target Hot Seat levels strategically
• Consider operating multiple accounts

Frequently Asked Questions

Is Funding Pips legitimate?

Yes, Funding Pips is a legitimate prop firm with a 4.7/5 Trustpilot rating from over 5,000 reviews, demonstrating genuine trader satisfaction and reliable operations.

How long do evaluations take?

There are no time limits on evaluations, so you can complete them at your own pace. However, you must maintain minimum 5 trading days during the evaluation period.

What is the Hot Seat program?

The Hot Seat program provides monthly salaries ranging from $500 to $5,000 depending on account size, offering consistent income alongside profit splits for qualified traders.

Can I use Expert Advisors (EAs)?

Yes, automated trading through Expert Advisors is permitted on Funding Pips, allowing you to implement algorithmic strategies.

Are there payout delays?

Most traders report fast payouts, typically processed within 1-3 business days. Funding Pips offers on-demand withdrawals rather than fixed cycles.

What’s the profit split?

Funding Pips offers 80% profit split initially, with potential to increase to 90% for top performers and larger accounts.

Can I trade news events?

Yes, news trading is fully permitted without restrictions, giving you freedom to trade during economic announcements and volatile events.

Do I get my challenge fee back?

Yes, Funding Pips refunds challenge fees upon reaching specific profit milestones (typically 10%) in your funded account.

What’s the maximum capital I can manage?

The maximum account size is $200,000. You can operate multiple accounts (typically 2-3) depending on program rules.

Can I hold trades over the weekend?

Yes, overnight and weekend holding is fully permitted, though traders are responsible for managing swap fees and gap risk.

What platforms are available?

Funding Pips supports both MetaTrader 4 (MT4) and MetaTrader 5 (MT5), giving traders platform flexibility based on preference.

What’s the minimum withdrawal amount?

The minimum withdrawal threshold is typically $100-$200 depending on the payment method used.

How does scaling work?

Accounts can scale based on performance up to $200,000 maximum. Specific scaling criteria depend on achieving profit milestones while maintaining trading rules.

Is Funding Pips available in my country?

Funding Pips operates internationally but has restrictions in certain jurisdictions. Check their website for specific country availability.

What happens if I violate the rules?

Rule violations typically result in account termination. However, Funding Pips provides clear guidelines and warnings where appropriate to help traders maintain compliance.

Final Verdict

Funding Pips represents a solid, mid-tier proprietary trading firm that delivers on its core promises: fair evaluation processes, competitive trading conditions, reliable payouts, and unique features like the Hot Seat program that differentiate it from competitors.

What Sets Funding Pips Apart

Hot Seat Income Stability: The monthly salary program ($500-$5,000) is a standout feature rarely found in prop trading, providing consistent income that complements trading profits and reduces pressure to overtrade.

Platform Flexibility: Supporting both MT4 and MT5 gives traders choice rather than forcing platform adoption, accommodating different preferences and existing expertise.

On-Demand Payouts: The ability to request withdrawals anytime rather than waiting for fixed bi-weekly or monthly cycles provides superior flexibility and faster access to profits.

Competitive Trading Conditions: With spreads from 0.0 pips and reasonable commission structures, Funding Pips delivers cost-effective trading especially for scalpers and day traders.

Transparent Operations: The 4.7/5 Trustpilot rating from 5,000+ reviews demonstrates genuine trader satisfaction and reliable payout practices without the complaints that plague less reputable firms.

Considerations Before Joining

Scaling Limitations: The $200,000 maximum capital is adequate for most retail traders but significantly lower than firms like The 5ers ($4M) or even FTMO ($400K), limiting long-term earning potential.

Profit Split Ceiling: While 80-90% is industry-standard, it doesn’t reach the 100% profit retention offered by premium firms, meaning more profits shared with the company.

Educational Gaps: Funding Pips focuses on funding rather than education, offering fewer learning resources than competitors with comprehensive academies and coaching programs.

Mid-Tier Status: As a smaller firm, Funding Pips lacks the brand recognition and extensive infrastructure of industry giants, though this hasn’t impacted operational quality based on reviews.

The Bottom Line

Funding Pips excels at its core mission: providing fair access to trading capital with competitive conditions and reliable operations. The firm’s strengths lie in practical features like Hot Seat salaries, platform flexibility, and on-demand payouts rather than aggressive marketing or industry-leading scaling.

For traders seeking a straightforward, reliable prop firm with unique income stability features and solid trading conditions, Funding Pips represents an excellent choice. The 4.7/5 rating and positive trader feedback confirm that the firm delivers on its promises without the payout delays or rule complications that plague some competitors.

However, traders with seven-figure capital ambitions should consider firms with higher scaling ceilings, while complete beginners might benefit from firms offering more comprehensive educational support.

Ideal For

• Intermediate to advanced traders wanting fair evaluation processes
• Traders seeking income stability through Hot Seat program
• Platform-specific traders who prefer MT4 or MT5
• News and scalp traders benefiting from trading freedom
• Those valuing payout flexibility with on-demand withdrawals
• Cost-conscious traders seeking fee refunds

Best Program Recommendations

• For experienced traders: 1-Step Challenge (fastest funding path)
• For building consistency: 2-Step Challenge (gradual progression)
• For immediate trading: Instant Funding (no evaluation)
• For income stability: Target Hot Seat qualification ($50K+ accounts)

Funding Pips may not be the flashiest or largest prop firm, but it delivers where it matters most: fair rules, reliable payouts, competitive conditions, and unique features that provide real value to traders. Based on solid Trustpilot ratings, positive trader experiences, and operational transparency, Funding Pips earns a strong recommendation for traders seeking dependable prop funding in the 2025-2026 landscape.

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Final Rating: 4.7/5 – Highly Recommended for Intermediate to Advanced Traders

Strengths: Hot Seat program, on-demand payouts, platform flexibility, competitive spreads, reliable operations

Considerations: Lower scaling ceiling than premium firms, limited educational resources, mid-tier industry position

Read also

Blueberry Funded Prop Firm Reviews 2026: Complete Analysis for Traders

Introduction

The 5ers is the 5th most searched prop firm in the world, with around 149,100 monthly Google searches in 2025, and ranks 4th overall among prop firms with 2.87 million global website visits. Founded in 2016 and headquartered in Israel, The 5ers has established itself as one of the most trusted proprietary trading firms, offering traders access to up to $4 million in real capital with profit splits that can reach 100%.

In this comprehensive review, we’ll explore everything you need to know about The 5ers, including its three distinct challenge programs (Bootcamp, Hyper Growth, and High Stakes), scaling opportunities, trading conditions, payout structure, and real trader experiences to help you decide if it’s the right prop firm for your trading journey.

What is The 5ers?

The 5ers is owned by Gil Ben Hur and operates as FIVE PERCENT ONLINE LTD, registered in Israel with number 515864007 and in the United Kingdom with number 12553363. What sets The 5ers apart from many prop firms is its unique business structure—funded traders become contractors for their private equity fund and trade real capital, not simulated accounts.

The 5ers has earned an impressive 4.9 out of 5 rating on Trustpilot with more than 13,000 reviews, demonstrating exceptional trader satisfaction and reliability. The firm provides funding without requiring personal capital investment, allowing skilled traders to prove their abilities through no-time-limit evaluations.

Key Features at a Glance

• Funding Options: $5,000 to $4,000,000 in real capital
• Profit Split: 50% to 100% (increases with scaling)
• Challenge Types: Bootcamp (3-step), High Stakes (2-step), and Hyper Growth (1-step)
• Payout Frequency: Bi-weekly payouts every 14 days
• Trading Platform: MetaTrader 5 (MT5)
• Markets Available: 38+ instruments including forex, indices, commodities, and crypto
• No Time Limits: Unlimited time to complete all evaluations
• Leverage: 1:10 to 1:100 depending on program

Challenge Types and Evaluation Programs

The 5ers distinguishes itself by offering three comprehensive challenge programs designed for different trader profiles, experience levels, and risk preferences. Each program provides a unique path to funding with distinct rules, leverage, and scaling opportunities.

Bootcamp Challenge (3-Step Evaluation)

The Bootcamp Challenge is The 5ers’ most affordable entry point, featuring a unique pay-as-you-progress model that minimizes upfront financial risk.

Program Structure:

The Bootcamp requires traders to complete three sequential evaluation phases before receiving a funded account. Traders pay a small initial fee ($95 for $100K account, $225 for $250K), then only pay the remaining balance upon successfully passing all three phases.

Phase 1 Requirements:

• Profit Target: 6%
• Maximum Drawdown: 5% (overall)
• Maximum Daily Loss: 3% daily pause (account frozen until next day, not terminated)
• Time Limit: None
• Minimum Trading Days: None

Phase 2 Requirements:

• Profit Target: 5%
• Maximum Drawdown: 5% (overall)
• Maximum Daily Loss: 3% daily pause
• Time Limit: None
• Minimum Trading Days: None

Phase 3 Requirements:

• Profit Target: 5%
• Maximum Drawdown: 5% (overall)
• Maximum Daily Loss: 3% daily pause
• Time Limit: None
• Minimum Trading Days: None

Account Sizes and Pricing:

• $20,000 Account: Evaluation pricing available on website
• $100,000 Account: $95 initial, $205 upon passing = $300 total
• $250,000 Account: $225 initial, $350 upon passing = $575 total

Leverage: 1:10 (conservative, suitable for disciplined trading)

Unique Requirements: Stop-loss is required on all positions and orders, with each SL not risking more than 2% of account balance. Opening a position without an SL or risking more than 2% is considered a risk violation, with a maximum of 5 violations allowed before account termination.

Scaling Structure: Every 5% profit gain adds $25,000 to the account until reaching $300,000, then scales by $50K, $100K, and $500K increments, capping at $4 million. Traders can achieve a $1 million account after approximately 12 scale-ups or 60% total profit growth.

Profit Split Progression:

• Initial: 50/50 for first 5% earned
• Then: 75/25 in favor of trader
• At $2 million: 80/20
• At $2.5 million and above: 100% to trader

Who It’s For:

• Beginning to intermediate traders seeking low-risk entry
• Conservative traders comfortable with lower leverage
• Traders wanting to learn discipline through structured progression
• Cost-conscious traders who prefer paying upon success

Hyper Growth Challenge (1-Step Evaluation)

The Hyper Growth Challenge provides the fastest route to funding with aggressive scaling and instant funding characteristics.

Challenge Requirements:

• Profit Target: 10%
• Maximum Loss (Stopout): 6% from initial balance (static)
• Maximum Daily Loss: 3% daily pause (not a termination)
• Time Limit: None
• Minimum Trading Days: None
• One trade required every 21 days to maintain account activity

Account Sizes:

• $10,000
• $20,000
• Maximum total starting capital per trader: $40,000 (can hold four $10K or two $20K accounts)

Entry Fee: $495, fully refunded upon passing the challenge

Leverage: 1:30 (moderate risk, higher than Bootcamp)

Unique Scaling Feature: Hyper Growth features the most aggressive scaling in the industry—every time you hit your profit milestone, your account doubles. Accounts can double all the way up to $4 million, with payouts jumping to 100% once you pass the $1.28 million mark, which happens in just five steps if you open a $40K account.

Profit Split Progression:

• Initial: 50/50 split
• Progressively increases with each milestone
• At $25,000: 75%
• At $2 million: 80%
• At $1.28 million: 100% profit split

Payout from Evaluation: Unlike most prop firms, Hyper Growth allows traders to earn profits during the evaluation phase itself, making it unique in the industry.

Who It’s For:

• Experienced traders with proven strategies
• Traders seeking the fastest path to seven-figure capital
• Those comfortable with moderate leverage
• Traders confident in hitting 10% profit targets consistently

High Stakes Challenge (2-Step Evaluation)

The High Stakes Challenge offers a traditional two-phase evaluation with the highest leverage and a full fee refund upon completion.

Phase 1 Requirements:

• Profit Target: 8%
• Maximum Drawdown: 10% (overall, static)
• Maximum Daily Loss: 5%
• Time Limit: None
• Minimum Trading Days: 3 profitable days required

Phase 2 Requirements:

• Profit Target: 5%
• Maximum Drawdown: 10% (overall, static)
• Maximum Daily Loss: 5%
• Time Limit: None
• Minimum Trading Days: 3 profitable days required

Account Sizes:

• $5,000
• $10,000
• $20,000
• $60,000
• $100,000

Entry Fees: Starting from $39 for $5K account (varies by size)

Leverage: 1:100 (highest leverage available, allowing larger position sizes and higher volatility trading)

Fee Refund: When completing Step 1, traders receive HUB credits for future purchases. When completing Step 2, traders receive a withdrawable refund to their trading account reflecting the amount paid by the user, excluding discounts.

Maximum Active Accounts: 1x $5K account + 1x either $10K or $20K + 1x either $60K or $100K. You can trade this alongside 3 Bootcamp accounts and 4 Instant Funding accounts.

Scaling Structure: Traders can scale to a $1 million account with just six scale-ups and then reach a maximum of $4 million in funding after the seventh scale-up, requiring 60% total profit growth.

Profit Split:

• Initial: 80% to trader (higher starting split than other programs)
• Increases to 100% at higher capital levels
• Monthly fixed payout available once scaled

Who It’s For:

• Experienced traders wanting high leverage (1:100)
• Traders confident in their risk management
• Those seeking fee refunds upon completion
• Traders comfortable with wider drawdown limits (10%)

Trading Conditions and Market Access

Spreads and Commissions

The 5ers spreads range from 0.2 to 0.9 pips on major currency pairs like EUR/USD, GBP/USD, and USD/JPY, making them competitive within the prop trading industry. The firm maintains transparent pricing, though specific commission structures vary by instrument.

Spread Competitiveness: The 5ers works directly with commercial liquidity providers, similar to ECN brokers, ensuring competitive execution and pricing. Many traders highlight the spreads as one of the firm’s strongest features, particularly for forex pairs and gold trading.

Why Competitive Spreads Matter: Tight spreads directly impact profitability, especially for active traders. The difference between 0.2 pips and 1.0 pips on EUR/USD can mean thousands of dollars in cost savings over hundreds of trades, making The 5ers’ pricing structure particularly attractive for scalpers and day traders.

Available Markets

The 5ers offers 38 trading instruments across forex, commodities, indices, and crypto, providing adequate diversification for most trading strategies.

Market Coverage:

Forex: All major currency pairs (EUR/USD, GBP/USD, USD/JPY, AUD/USD, USD/CAD, USD/CHF, NZD/USD) and major crosses (EUR/GBP, EUR/JPY, GBP/JPY, etc.)

Metals: Gold (XAUUSD) and Silver (XAGUSD)

Indices:

• NAS100 (NASDAQ 100)
• US30 (Dow Jones)
• DAX30 (Germany)
• UK100 (FTSE)
• JPN225 (Nikkei)

Commodities: Oil and other energy products

Cryptocurrencies: Select cryptocurrency CFDs

Trading Flexibility: Traders can hold positions both overnight and over the weekend, offering flexibility for various trading styles and strategies. However, traders should be aware that swap fees on Crude Oil are -$20 and increase tenfold over the weekend.

Leverage Options

The 5ers provides different leverage levels tailored to each program’s risk profile:

• Bootcamp: 1:10 leverage (conservative, capital preservation focused)
• Hyper Growth: 1:30 leverage (moderate risk, balanced approach)
• High Stakes: 1:100 leverage (aggressive, maximum position sizing)

The relatively lower leverage compared to other prop firms is due to the fact that The 5ers uses real capital from their private equity fund, ensuring sustainability and genuine financial backing.

Payout Structure and Withdrawal Process

Profit Split Details

The 5ers offers a progressive profit-sharing system that rewards consistent performance:

Bootcamp & Hyper Growth: Traders start at a 50% profit share, which grows to 75% and eventually 100% as they progress in the scaling plan

High Stakes: Traders enjoy an 80% initial split, higher than most firms, with the opportunity to reach 100% profit retention

Payout Schedule

First payout is available 14 days after receiving a funded account, and every 2 weeks after that. The 14-day payout cycle resets every time you have a new account scaled.

Payout Requirements:

• Minimum withdrawal threshold: $150
• No fees deducted by The 5ers (third-party payment platforms may charge minor fees)
• Traders can request payouts at any point, regardless of growth targets
• Hyper Growth traders must first hit +10% before withdrawing profits

Withdrawal Methods

The 5ers offers multiple payment methods for profit withdrawals, including Rise, The 5ers Visa Card, and cryptocurrencies.

Available Payout Options:

• Bank transfer
• Cryptocurrency (Bitcoin, Ethereum, USDT)
• The 5ers prepaid Visa Card
• Rise payment platform

Processing Times: The firm is very transparent with integrity, and payouts are very fast, typically about 3 days.

Monthly Fixed Salary

One of The 5ers’ most unique features is the monthly fixed salary for high-performing traders:

Once your account balance reaches $350,000, you’ll qualify for a fixed monthly payout of $4,000, directly credited to your trading account. When your balance grows to $500,000, that monthly payout rises to $10,000.

These funds are withdrawable during your next payout cycle, providing consistent income as you scale—a feature rarely found in prop trading.

Scaling Programs and Capital Growth

Scaling to $4 Million

The 5ers offers scaling opportunities allowing successful traders to grow their accounts up to $4 million with profit splits that can reach 100%. This represents one of the highest capital ceilings in the prop trading industry.

Bootcamp Scaling Path

Every 5% profit gain adds $25,000 to the account until reaching $300,000, then scales by $50K, $100K, and $500K increments, with the account capping at $4 million.

Example Progression from $100,000:

• Start: $100,000 (50% split)
• +5%: $125,000 (75% split begins)
• +10%: $150,000
• +15%: $175,000
• +20%: $200,000
• +25%: $225,000
• +30%: $250,000
• +35%: $275,000
• +40%: $300,000
• +45%: $350,000 ($4,000 monthly salary begins)
• +50%: $400,000
• +55%: $500,000 ($10,000 monthly salary begins)
• Continue scaling to $4,000,000 (100% profit split)

Hyper Growth Scaling Path

Hyper Growth features the most aggressive scaling—every time you hit your profit milestone, your account doubles all the way up to $4 million.

Example Progression from $40,000:

• Start: $40,000 (50% split)
• +10%: $80,000
• +20%: $160,000
• +30%: $320,000
• +40%: $640,000
• +50%: $1,280,000 (100% profit split begins!)
• +60%: $2,560,000
• Maximum: $4,000,000

This doubling structure means traders can reach seven-figure capital faster than virtually any other prop firm, making Hyper Growth ideal for consistently profitable traders.

High Stakes Scaling Path

High Stakes offers similar scaling potential to Hyper Growth with 10% milestone targets:

At each funding stage, a milestone target of 10% is set. Once reached, all open positions must be closed, and the account advances to the next level.

Profit Split Progression:

• Start: 80% (highest initial split)
• At $2 million: 80%
• At $2.5 million: 100% profit retention

Scaling vs. Other Top Firms

The 5ers’ scaling compares favorably against industry leaders:

• FTMO: Scales to $400,000 maximum
• My Forex Funds: Scales to $600,000 maximum
• The 5ers: Scales to $4,000,000 maximum

This 10x higher capital ceiling provides exponentially more earning potential for consistently profitable traders.

Trading Rules and Prohibited Strategies

Understanding the rules is crucial for maintaining your funded account. The 5ers maintains clear policies to ensure fair and sustainable trading.

Allowed Trading Practices

Overnight and Weekend Holding: The 5ers allows traders to hold positions both overnight and over the weekend, offering flexibility for various trading styles and strategies. However, traders are fully responsible for managing risks associated with rollover swaps, market volatility, liquidity changes, and wider spreads.

News Trading: News trading is allowed (except for bracket strategies around news), giving traders flexibility to capitalize on economic announcements—a significant advantage over many prop firms that restrict news trading entirely.

Expert Advisors (EAs): The 5ers permits the use of Expert Advisors, but only under conditions that ensure fair and transparent trading.

Prohibited Strategies

The 5ers forbids trading practices that abuse its systems or violate terms and conditions:

Strictly Prohibited:

• High-frequency trading (HFT)
• Arbitrage trading
• Latency exploitation
• Copy trading from external sources
• Trading signal services
• Hedging between accounts
• Bracket strategies (placing orders on both sides of the market simultaneously)
• One-sided betting

Trade Copying Restrictions: Traders cannot copy trades between Bootcamp accounts; trades on each account must be unique. However, copying trades from a Bootcamp account to a Hyper or High Stakes account, or vice versa, is allowed.

Risk Management Requirements

Bootcamp Specific: Stop-loss is required on all positions and orders. Each SL must not risk more than 2% of account balance. Opening a position without an SL or risking more than 2% is a risk violation, with maximum 5 violations before termination.

Daily Pause vs. Termination: The daily pause does not terminate an account—it only disables trading for the current day. Traders can continue trading the very next day at 00:00 MT5 Server Time.

Account Inactivity: Accounts without trading activity for more than 30 consecutive days will expire. The counter starts from registration day.

Platform Access and Technology

MetaTrader 5 (MT5)

The 5ers exclusively uses MetaTrader 5, one of the most advanced trading platforms available:

Platform Features:

• 21 timeframes for precise technical analysis
• Advanced charting with 80+ built-in indicators
• Economic calendar integration
• Depth of Market (DOM) for market transparency
• Support for Expert Advisors (automated trading)
• Mobile, desktop, and web-based access
• Hedge and netting modes available
• One-click trading for fast execution

Why MT5 Only: While some traders prefer MT4, MT5 offers significant advantages:

• More timeframes and technical tools
• Better backtesting capabilities for EAs
• Improved order execution and fill rates
• Enhanced economic calendar
• More advanced pending order types

Platform Access: MT5 is available in desk, web, and mobile versions, ensuring traders can manage positions from any device, anywhere.

Real Trader Reviews and Reputation

TrustPilot Rating

The 5ers has earned an excellent rating of 4.9 out of 5 on TrustPilot with more than 13,000 reviews, with over 90% of traders giving them the full five stars. This represents one of the highest ratings in the entire prop trading industry.

Common Praise

Based on extensive trader feedback:

Most Frequently Mentioned Positives:

• One of the best forex prop firms in the industry with top-notch support, very fast payouts, and zero denials of payouts. The best thing is that your account doubles every time you hit payout (Hyper Growth)
• Very satisfied with The 5ers, and they pay on time. That’s the important part, since why trade and not be able to get paid for your efforts, like some other prop firms tend to do
• This is the best prop firm among numerous platforms. Got $6,776 as first withdrawal within 24 hours. Quick and trustworthy platform
• Customer care team is incredibly supportive, and trading conditions are top-notch with tight spreads. Dashboard is user-friendly, making navigation a breeze, and payouts are processed quickly
• Excellent support team responsiveness
• Clear, straightforward rules without hidden terms
• Great trading conditions and execution
• Fast withdrawals (typically 1-4 days)
• Genuinely cares about trader success

Areas of Concern

While overwhelmingly positive, some traders note:

• Limited to MT5 only (no MT4 option)
• Lower leverage on Bootcamp (1:10) may feel restrictive
• Spreads on gold can be higher than forex
• Three-phase Bootcamp can be lengthy
• Not available to US traders
• KYC required at funded stage can be thorough

Industry Recognition

The 5ers ranks among the Top Three prop trading firms and follows best practices established across the prop firm industry. The firm’s unique business structure—where funded traders become contractors for their private equity fund—makes them one of the safest prop firms in the world.

Pricing and Account Options

The 5ers offers competitive entry fees across all three challenge programs, with innovative payment structures that minimize risk.

Bootcamp Pricing (Pay-on-Success Model)

In the Bootcamp program, you pay a small amount of the fee initially, and the rest only upon success:

• $100K Account: $95 entry, $205 upon passing = $300 total
• $250K Account: $225 entry, $350 upon passing = $575 total

This structure significantly reduces financial risk—if you fail the evaluation, you only lose the initial deposit, not the full fee.

Hyper Growth Pricing

Entry cost is $495, fully refunded upon passing the challenge. Essentially, the challenge becomes free if you succeed, making it one of the best value propositions in prop trading.

Account Options:

• $10,000 account: $495
• $20,000 account: $495
• Maximum combined: $40,000 starting capital per trader

High Stakes Pricing

Account sizes range from $5,000 to $250,000 and fees start at $39, which is competitive compared to other prop firms, ranking them 7th on the list of cheapest prop firms.

Pricing Tiers:

• $5,000 account: Starting from $39
• $10,000 account: Available on website
• $20,000 account: Available on website
• $60,000 account: Available on website
• $100,000 account: Available on website

Discount Code

The 5ers occasionally offers promotional discount codes. Use code MDFS for 5% off challenge fees, providing additional savings for new traders.

Value Analysis

When comparing total cost-to-capital ratios, The 5ers ranks among the most affordable prop firms:

Bootcamp: $300 for potential $4M scaling (0.0075% entry cost at max capital) Hyper Growth: Free if passed (0% effective cost) High Stakes: $39 starting point with fee refund (effectively free at funded stage)

This pricing structure demonstrates The 5ers’ commitment to trader success rather than maximizing challenge fee revenue.

Customer Support

Support Channels

The 5ers provides comprehensive support through multiple channels:

• Email Support: Direct communication for detailed inquiries
• Live Chat: Available on website for immediate assistance
• Social Media: Active on Facebook, Instagram, X (Twitter), and Discord
• YouTube: Educational content and platform tutorials
• TradingView: Analysis and trade ideas

Support Hours

The support team is available Sunday to Thursday from 07:00 to 17:00 GMT (Fridays from 07:00 to 12:00 GMT).

While not 24/7, these hours cover major trading sessions and align with the firm’s Israel-based headquarters.

Support Quality

Most users have mentioned the excellent support team as a strong aspect of The 5ers. Traders consistently praise the team’s responsiveness, professionalism, and genuine desire to help traders succeed.

Support Features:

• Quick response times (typically within hours)
• Knowledgeable staff familiar with all programs
• Helpful with technical issues
• Transparent communication about rules
• Available across multiple platforms
• Active community engagement

Educational Resources and Community

Learning Materials

The 5ers distinguishes itself with substantial educational investment:

Available Resources:

• Free trading academy classes for all skill levels
• Daily live trading sessions
• YouTube educational series
• Blog with market analysis and trading tips
• Economic calendar and sentiment tools
• Performance coaching for funded traders

Community Engagement

The 5ers engages actively on platforms like Facebook, Instagram, and X, maintaining strong communication with its community.

Community Features:

• Discord server for trader interaction
• Instagram live sessions with traders
• Twitter updates and market commentary
• Facebook group for community support
• Trader success stories and testimonials

1-on-1 Performance Coaching

The 5ers provides 1-on-1 performance coaching, a sign that it cares about its traders’ success. This personalized attention is rare in the prop trading industry and demonstrates genuine commitment to trader development.

Pros and Cons

Advantages

✅ Highest TrustPilot rating in the industry – 4.9/5 from 13,000+ reviews
✅ Trades real capital from private equity fund – genuine financial backing, not simulated accounts
✅ Scale up to $4 million – highest capital ceiling among major prop firms
✅ Up to 100% profit split – industry-leading profit share at higher levels
✅ No time limits on evaluations – trade at your own pace without pressure
✅ Monthly fixed salary available – $4,000 at $350K, $10,000 at $500K
✅ Hyper Growth doubles account – most aggressive scaling available
✅ Fee refund on High Stakes – get your challenge fee back upon completion
✅ Pay-on-success Bootcamp model – minimal upfront risk
✅ News trading allowed – capitalize on economic announcements
✅ Weekend and overnight holding – flexibility for all trading styles
✅ Bi-weekly payouts – regular access to profits every 14 days
✅ Expert Advisors permitted – automated trading strategies allowed
✅ Competitive spreads – 0.2 to 0.9 pips on major pairs
✅ Founded in 2016 – nearly a decade of proven track record
✅ 1-on-1 performance coaching – personalized trader development
✅ Educational resources included – free academy and daily live sessions
✅ Zero payout denials reported – transparent withdrawal process
✅ Multiple payment options – crypto, bank transfer, prepaid Visa card
✅ Active community support – engaged social media presence

Disadvantages

❌ MT5 only – no MetaTrader 4 option available
❌ Not available to US traders – restricted in United States
❌ Lower leverage on Bootcamp – 1:10 may feel restrictive for aggressive traders
❌ Limited to 38 instruments – fewer markets than some competitors
❌ Support not 24/7 – limited to business hours (Sunday-Thursday)
❌ Stop-loss required on Bootcamp – mandatory risk management can limit flexibility
❌ Three-phase Bootcamp – longest evaluation process (though most affordable)
❌ High swap fees on oil – crude oil carries -$20 swap, 10x over weekends
❌ Account copy trading restrictions – cannot copy between Bootcamp accounts
❌ 30-day inactivity policy – accounts expire without trading activity
❌ KYC required at funded stage – identity verification necessary
❌ No refund on Bootcamp – only pay-as-you-go model, not full refund
❌ Limited instrument transparency – some asset specifications not clearly published
❌ Regional restrictions – not available in multiple countries beyond US

Who Should Consider The 5ers?

Ideal Candidates

The 5ers is perfect for:

• Traders seeking genuine financial backing (real capital, not simulated)
• Those wanting unlimited time to complete evaluations
• Consistently profitable traders ready to scale to $4M+
• Traders valuing transparency and proven track record (since 2016)
• News traders who need flexibility around economic announcements
• Swing traders who hold positions overnight and over weekends
• Algorithmic traders using Expert Advisors
• Traders wanting fixed monthly salaries at higher capital levels
• Those seeking the highest profit splits in the industry (up to 100%)
• Traders comfortable with MT5 platform exclusively
• Disciplined traders who can follow clear rules consistently

Program-Specific Recommendations:

Choose Bootcamp if you:

• Want the lowest upfront financial risk
• Prefer paying only upon success
• Are comfortable with conservative 1:10 leverage
• Can follow mandatory stop-loss requirements
• Want methodical, step-by-step progression
• Prioritize affordability over speed

Choose Hyper Growth if you:

• Have proven trading strategies and consistency
• Want the fastest path to seven-figure capital
• Can hit 10% profit targets reliably
• Value account doubling at each milestone
• Want to earn from the evaluation phase itself
• Are comfortable with $495 refundable entry fee

Choose High Stakes if you:

• Want highest leverage available (1:100)
• Prefer traditional 2-step evaluation structure
• Need wider drawdown limits (10%)
• Want immediate fee refund upon completion
• Are experienced with high-leverage trading
• Value 80% starting profit split

Less Suitable For

The 5ers may not be ideal for:

• US-based traders (not available)
• Traders requiring 24/7 customer support
• Those who exclusively use MetaTrader 4
• Traders needing 1:100 leverage across all programs
• Those wanting access to 100+ instruments
• Traders uncomfortable with stop-loss requirements (Bootcamp)
• High-frequency traders or arbitrage specialists
• Traders needing instant funding without evaluation
• Those requiring same-day customer support responses
• Traders wanting to copy signals from external services

Comparison with Other Top Prop Firms

The 5ers’ performance metrics and features position it competitively against industry leaders:

Capital Scaling Comparison

The 5ers: Up to $4,000,000 maximum FTMO: Up to $400,000 maximum My Forex Funds: Up to $600,000 maximum Blueberry Funded: Up to $2,000,000 maximum

The 5ers offers 10x more scaling potential than FTMO and 6.7x more than My Forex Funds, making it the clear leader for traders with long-term capital growth ambitions.

Profit Split Comparison

The 5ers: 50% → 100% (progressive) FTMO: 80% → 90% (fixed progression) Blueberry Funded: 80% → 90% Funded Trading Plus: 80% flat

The 5ers is one of the only prop firms offering 100% profit retention at higher capital levels, a significant competitive advantage.

Unique Differentiators

Real Capital Trading: Unlike most prop firms using simulated accounts, The 5ers trades real capital from their private equity fund, making funded accounts genuine trading positions.

Monthly Fixed Salary: The $4,000 and $10,000 monthly payments at $350K and $500K respectively are unique features not offered by competitors.

Hyper Growth Doubling: The account doubling mechanism on Hyper Growth is the most aggressive scaling in the industry—no other firm matches this structure.

Evaluation Flexibility: No time limits on any evaluation phase provides unmatched flexibility compared to firms with 30-60 day time constraints.

Profit During Evaluation: Hyper Growth allows withdrawing profits from the evaluation phase itself, a feature almost no competitors offer.

Tips for Success with The 5ers

1. Choose the Right Program

Match your program selection to your experience level and risk tolerance:

• Beginners/Conservative: Bootcamp (1:10 leverage, mandatory SL)
• Intermediate: High Stakes (1:100 leverage, traditional structure)
• Advanced/Aggressive: Hyper Growth (fastest scaling, highest requirements)

2. Master Risk Management

For Bootcamp traders: Never forget the mandatory stop-loss requirement. Each position must have an SL risking no more than 2% of account balance. Track your violations carefully—you’re allowed only 5 before termination.

For all traders: The daily pause is your friend, not your enemy. If you hit the 3% daily loss, accept the pause, analyze what went wrong, and return fresh the next day with lessons learned.

3. Leverage the No Time Limit

Unlike firms with 30-day evaluation windows, The 5ers gives you unlimited time. Use this advantage:

• Wait for high-probability setups
• Don’t force trades to meet arbitrary deadlines
• Take breaks between trading sessions
• Study and refine your strategy between trades
• Trade only when market conditions suit your style

4. Plan Your Scaling Strategy

Understand exactly how many profit milestones you need to reach your capital goal:

Bootcamp: Every 5% adds $25K until $300K, then larger increments Hyper Growth: Every 10% doubles your account High Stakes: Every 10% moves to next level

Calculate your pathway in advance and set realistic timeframes for each milestone.

5. Utilize Educational Resources

Take advantage of The 5ers’ free academy:

• Attend daily live trading sessions
• Watch educational YouTube series
• Request 1-on-1 performance coaching
• Engage with the Discord community
• Study successful trader testimonials

6. Optimize Payout Timing

Plan your withdrawals strategically:

• First payout available after 14 days
• Bi-weekly cycle resets with each scale-up
• Consider tax implications in your jurisdiction
• Track payout history for scaling requirements
• Maintain sufficient buffer above minimum withdrawal ($150)

7. Respect the Rules

Avoid prohibited strategies: No HFT, arbitrage, latency exploitation, or bracket trading Maintain activity: Trade at least once every 30 days Keep accounts unique: Don’t copy trades between Bootcamp accounts News trading guidelines: Allowed except bracket strategies around news

8. Manage Overnight and Weekend Risk

While holding over weekends is allowed:

• Be aware of gap risk on Monday opens
• Monitor high-swap instruments like crude oil (-$20 daily, 10x on weekends)
• Size positions appropriately for weekend volatility
• Consider major weekend news events (elections, geopolitical developments)
• Use wider stop-losses to account for potential gaps

9. Leverage MT5 Advanced Features

Maximize your platform capabilities:

• Use all 21 timeframes for multi-timeframe analysis
• Employ the economic calendar for planning
• Backtest EAs thoroughly before deploying
• Utilize depth of market for better entries
• Set up alerts for key price levels

10. Document Your Trading

Maintain detailed records:

• Trading journal with entry/exit rationale
• Daily performance metrics
• Emotional state during trades
• Lessons learned from losses
• Successful pattern recognition

This documentation helps during 1-on-1 coaching sessions and accelerates your development as a trader.

Frequently Asked Questions

Is The 5ers legitimate?
Yes, The 5ers is one of the most legitimate prop firms in the industry. Founded in 2016, it has a proven 9-year track record, 4.9/5 TrustPilot rating from 13,000+ reviews, and trades real capital from a private equity fund. The firm is registered in both Israel (515864007) and UK (12553363).

Do I need to pass all three Bootcamp phases at once?
No, you can take unlimited time to complete each phase. There are no time limits on any evaluation stage, allowing you to progress at your own pace.

Can I trade news events?
Yes, news trading is allowed on The 5ers (except bracket strategies around news). This flexibility sets them apart from many prop firms that completely restrict news trading.

What happens if I hit the daily loss limit?
Your account receives a “daily pause”—trading is disabled until the next day at 00:00 MT5 Server Time. This is NOT a termination; you simply resume trading the following day.

How long do payouts take?
Payouts are typically processed within 3 days according to most trader reports. The first payout is available 14 days after receiving funded account, then every 2 weeks thereafter.

Can I use Expert Advisors (EAs)?
Yes, EAs are permitted on The 5ers as long as they don’t engage in prohibited strategies like HFT, arbitrage, or latency exploitation.

What’s the minimum withdrawal amount?
The minimum withdrawal threshold is $150.

Can I hold trades over the weekend?
Yes, weekend holding is allowed. However, be mindful of swap fees (especially on crude oil at -$20, increasing 10x over weekends) and potential gap risk.

How many accounts can I have?

• Bootcamp: Up to 3 accounts
• Hyper Growth: Up to 4 accounts ($40K max combined starting capital)
• High Stakes: 1x $5K + 1x ($10K or $20K) + 1x ($60K or $100K)
• You can trade all three programs simultaneously

Do I get my challenge fee back?

• Bootcamp: No refund, but pay-as-you-go model minimizes risk
• Hyper Growth: Full $495 refund upon passing
• High Stakes: Withdrawable refund added to trading account upon completing Step 2

What happens at the monthly salary levels?
Once your account reaches $350,000, you receive $4,000 monthly directly to your trading account. At $500,000, this increases to $10,000 monthly. These funds are withdrawable during your next payout cycle.

Can I scale beyond $1 million?
Yes, The 5ers allows scaling up to $4,000,000, one of the highest capital ceilings in the industry.

Is The 5ers available in the United States?
No, The 5ers is not available to US traders due to regulatory restrictions.

What is the profit split progression?
Starts at 50% (Bootcamp/Hyper) or 80% (High Stakes), increases progressively with scaling, and reaches 100% at higher capital levels—industry-leading.

Do I need to provide identification?
Yes, KYC (Know Your Customer) verification is required at the funded stage to comply with financial regulations.

Final Verdict

The 5ers stands as one of the most legitimate, trader-focused proprietary trading firms in the industry, distinguished by its use of real capital, exceptional scaling potential, and unwavering commitment to trader success.

What Sets The 5ers Apart

Unmatched Credibility: With a 4.9/5 TrustPilot rating from over 13,000 reviews—the highest in the industry—The 5ers has proven its reliability over nearly a decade since its 2016 founding. The overwhelming majority of traders (90%+) award five-star ratings, demonstrating genuine satisfaction.

Real Capital Trading: Unlike most prop firms operating with simulated accounts, The 5ers trades real capital from its private equity fund. Funded traders become contractors, making this relationship more legitimate and sustainable than typical prop firm models.

Industry-Leading Scaling: The path to $4 million in funding is unmatched in the industry—10x higher than FTMO’s $400K cap and significantly exceeding most competitors. The Hyper Growth program’s account-doubling mechanism provides the fastest route to seven-figure capital available anywhere.

100% Profit Retention: Very few prop firms offer 100% profit splits. The 5ers progressively increases profit share from 50-80% starting points to full 100% retention at higher capital levels, maximizing earning potential for successful traders.

Unique Monthly Salary: The fixed monthly payments ($4,000 at $350K, $10,000 at $500K) provide consistent income streams not available at other firms, adding financial stability to trading income.

Unlimited Evaluation Time: No time limits on any phase eliminates the pressure of artificial deadlines, allowing traders to focus purely on executing their strategies correctly rather than rushing to meet arbitrary time constraints.

Three Distinct Pathways: Bootcamp (conservative, affordable), Hyper Growth (aggressive, fastest), and High Stakes (traditional, high-leverage) ensure every trader profile finds an appropriate entry point.

Transparent Fee Structure: Bootcamp’s pay-on-success model and Hyper Growth’s full refund upon passing minimize financial risk. High Stakes’ fee refund at funded stage makes these effectively free for successful traders.

News Trading Flexibility: Allowing news trading (except bracket strategies) provides strategic flexibility unavailable at firms with strict news restrictions.

Considerations Before Joining

Platform Limitation: The MT5-only approach may disappoint MT4 loyalists, though MT5’s superior features generally outweigh this limitation for serious traders.

Bootcamp Leverage: The 1:10 leverage on Bootcamp is conservative, potentially restricting aggressive trading styles. However, this limitation exists precisely to encourage capital preservation during evaluation phases.

US Restriction: American traders cannot access The 5ers due to regulatory limitations, representing a significant geographical restriction.

Support Hours: Business-hour-only support (Sunday-Thursday) means overnight traders may wait for assistance, though response quality during available hours is exceptional.

Mandatory Stop-Loss: Bootcamp’s required SL on every position (max 2% risk) may feel restrictive to experienced traders accustomed to mental stops, though this promotes disciplined risk management.

The Bottom Line

The 5ers achieves what few prop firms accomplish: genuine alignment between trader success and company success. By trading real capital and providing pathways to $4M funding with 100% profit retention, the firm demonstrates authentic commitment to developing professional traders rather than merely collecting challenge fees.

The 4.9/5 TrustPilot rating from 13,000+ reviews speaks louder than any marketing claims. Traders consistently report fast payouts, zero denials, excellent support, and fair treatment—the fundamental requirements for any legitimate prop firm.

For traders seeking the highest capital ceiling, best profit splits, most aggressive scaling, and proven reliability, The 5ers represents the gold standard in proprietary trading. The firm’s nearly decade-long track record, transparent operations, and trader-first approach make it a top-tier choice for serious traders committed to long-term success.

Ideal for: Experienced, disciplined traders wanting real capital backing, unlimited growth potential, and transparent operations from a proven firm

Best program for beginners: Bootcamp (low risk, mandatory risk management)

Best program for experienced traders: Hyper Growth (fastest scaling, highest potential)

Best program for high-leverage traders: High Stakes (1:100 leverage, fee refund)

Whether you’re starting your funded trading journey or seeking to scale existing success, The 5ers provides the infrastructure, capital, and support necessary for professional trading at the highest levels. The combination of real capital, unlimited scaling to $4M, and industry-best profit splits makes it difficult to find a more compelling offering in the 2025 prop trading landscape.

The firm’s position as the 5th most searched prop firm globally and 4th in overall rankings reflects genuine trader interest and satisfaction. Based on comprehensive analysis of features, pricing, conditions, track record, and overwhelming positive trader feedback, The 5ers earns the highest recommendation for serious traders committed to disciplined, professional trading.

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Ready to start your journey with The 5ers? Visit the official website to explore Bootcamp, Hyper Growth, and High Stakes challenge options. Use discount code MDFS for 5% off challenge fees. Begin your path to $4 million in funding with one of the industry’s most trusted firms.

Disclaimer: Proprietary trading involves substantial risk of loss. Challenge evaluations require demonstrated skill, consistent discipline, and sound risk management. Past performance does not guarantee future results. Trading with real capital carries inherent risks including potential loss of capital. Ensure you thoroughly understand all rules, requirements, risk parameters, and market risks before purchasing any challenge. This review is for informational purposes only and does not constitute financial or investment advice. Always conduct independent research, consider your personal circumstances, risk tolerance, and financial situation before making financial commitments. The 5ers is not available to US traders. Traders are subject to KYC requirements and must comply with all applicable regulations in their jurisdiction.

Read also

Blueberry Funded Prop Firm Reviews 2026: Complete Analysis for Traders

Introduction

Blueberry Funded ranks as one of the top prop trading firms in 2025 with a score of 93/100, placing 3rd overall in independent prop firm rankings. Backed by ASIC-regulated Blueberry Markets, this proprietary trading firm has quickly gained traction since its launch in 2024, offering traders access to up to $2 million in simulated capital with competitive profit splits and flexible evaluation options.

In this comprehensive review, we’ll explore everything you need to know about Blueberry Funded, including its challenge types, profit splits, payout structure, trading conditions, and real trader experiences to help you decide if it’s the right prop firm for your trading journey.

What is Blueberry Funded?

Blueberry Funded is backed by an ASIC-regulated Forex broker, Blueberry Markets, providing traders with a credible and transparent prop trading environment. Established in 2024 and operating from Saint Vincent and the Grenadines, the firm is managed by CEO Dean Hyde and offers funding solutions designed to promote sustainable trading practices.

Unlike traditional prop firms, Blueberry Funded emphasizes long-term trader development through rigorous evaluations, comprehensive support, and clearly defined risk management parameters. The firm has become the 9th most searched prop firm in 2025, demonstrating its growing popularity among traders worldwide.

Key Features at a Glance

• Funding Options: $5,000 to $2,000,000 in simulated capital
• Profit Split: 80% to 90%
• Challenge Types: 1-Step, 2-Step, Rapid, and Instant Funding options
• Payout Frequency: Payouts are available every 14 days once you’re funded
• Trading Platforms: MT4, MT5, TradeLocker, and DXtrade
• Markets Available: 1,100+ instruments including forex, crypto, indices, commodities, and stocks

Challenge Types and Evaluation Programs

Blueberry Funded distinguishes itself with one of the most diverse challenge selections in the prop trading industry, offering seven distinct evaluation pathways. This variety ensures traders can select the option that best matches their experience level, risk tolerance, and trading style.

Instant Lite Account

The Instant Lite account represents Blueberry’s entry-level instant funding option, providing immediate access to simulated capital without any evaluation process.

Key Features:

• Account Sizes: $1,250 to $100,000
• Entry Fees: $37.04 to $750 (one-time payment)
• Profit Target: None required
• Maximum Daily Loss: 2%
• Maximum Total Loss: 4%
• Drawdown Type: Trailing lock (rises with equity)
• Profit Split: 80%
• Minimum Trading Days: 0

The tight risk parameters require disciplined position sizing and rapid risk management. This account suits traders who want to skip evaluations entirely and focus purely on execution from day one. The trailing lock drawdown protects capital as your equity grows while maintaining strict controls.

Instant Elite Account

Instant Elite expands on the Lite model with higher capital access and more forgiving risk parameters, designed for experienced traders with established risk management processes.

Key Features:

• Account Sizes: $1,250 to $100,000
• Entry Fees: $37.04 to $750 (one-time payment)
• Profit Target: None required
• Maximum Daily Loss: None
• Maximum Total Loss: 10%
• Drawdown Type: Trailing lock
• Profit Split: 80%
• Minimum Trading Days: 0

The absence of daily loss limits and the wider 10% total drawdown provide significantly more operational freedom. This makes Elite ideal for portfolio-style positioning and strategic trades that may require temporary drawdown before reaching profitability.

Rapid Challenge

The Rapid Challenge delivers focused, time-pressured evaluation for traders who thrive under clear deadlines and prefer quick feedback on their performance.

Key Features:

• Account Sizes: $10,000 to $100,000
• Entry Fees: $50 to $300
• Profit Target: 5%
• Maximum Daily Loss: 3%
• Maximum Total Loss: 4%
• Drawdown Type: Trailing
• Time Limit: 7 days
• Minimum Trading Days: 0
• Profit Split: 80%

This evaluation rewards precision and consistency over luck. Every trade carries weight toward the 5% target, and the trailing drawdown locks in equity as you progress. Traders can complete the challenge in a single strong session or pace themselves across the week, making it flexible despite the deadline.

1-Step Challenge

The 1-Step Challenge offers the simplest and most balanced path to funding, requiring completion of just a single evaluation phase without time pressure.

Key Features:

• Account Sizes: $5,000 to $200,000
• Entry Fees: $40 to $1,100
• Profit Target: 10%
• Maximum Daily Loss: 4%
• Maximum Total Loss: 6%
• Drawdown Type: Static
• Time Limit: None
• Minimum Trading Days: 3
• Profit Split: 80%

The static drawdown creates a predictable trading environment where risk limits never fluctuate with equity. This consistency helps maintain focus and allows traders to wait for high-quality setups without rushing. The unlimited time frame makes this ideal for swing traders and those who prefer methodical position building.

2-Step Challenge

The standard 2-Step Challenge is Blueberry Funded’s most popular evaluation, featuring two distinct phases that comprehensively assess trading skill and consistency.

Phase 1 Requirements:

• Profit Target: 10%
• Maximum Daily Loss: 5%
• Maximum Total Loss: 10%
• Minimum Trading Days: 3
• Time Limit: None

Phase 2 Requirements:

• Profit Target: 5%
• Maximum Daily Loss: 5%
• Maximum Total Loss: 10%
• Minimum Trading Days: 3
• Time Limit: None

Account Sizes: $5,000 to $200,000
Entry Fees: $35 to $1,000
Drawdown Type: Static
Profit Split: 80%

The static 10% drawdown and 5% daily loss limits remain fixed throughout both phases, creating predictable risk parameters. The achievable targets of 10% and 5% allow for measured trading without forcing unnecessary positions. This balanced structure makes it accessible to intermediate traders while still maintaining professional standards.

Prime 2-Step Challenge

The Prime 2-Step Challenge represents an advanced version of the standard evaluation, featuring tighter risk controls designed for experienced traders with established discipline.

Key Differences from Standard 2-Step:

• Maximum Daily Loss: 4% (vs. 5% in standard)
• Minimum Trading Days: 5 per phase (vs. 3 in standard)
• Account Sizes: $5,000 to $100,000
• Entry Fees: $55 to $650
• Profit Targets: Phase 1: 8%, Phase 2: 6%
• Maximum Total Loss: 10%
• Drawdown Type: Static

The tighter 4% daily loss limit and increased minimum trading days requirement (5 vs. 3) demand greater consistency and patience. This challenge rewards stable equity curves and measured exposure, filtering for traders who can sustain profits under stricter operational controls.

Synthetic Challenge

The Synthetic Challenge is Blueberry Funded’s most unique and experimental offering, focusing exclusively on synthetic indices rather than traditional markets.

Key Features:

• Account Sizes: $5,000 to $100,000
• Entry Fees: $25 to $450 (lowest fees across all challenges)
• Phase 1 Target: 10%
• Phase 2 Target: 5%
• Maximum Daily Loss: 4%
• Maximum Total Loss: 10%
• Drawdown Type: Static
• Minimum Trading Days: 3 per phase
• Profit Split: 80%

What Are Synthetic Indices?

Synthetic indices are custom-built volatility instruments that mirror mathematical volatility patterns rather than tracking real-world assets. These markets trade 24/7 with continuous movement, unaffected by news events, economic releases, or fundamental factors.

This creates smooth, data-driven price action that rewards pure technical analysis and rule-based strategies. Without headline risk or fundamental catalysts, traders must rely entirely on price structure, patterns, and execution discipline.

The Synthetic Challenge is ideal for:

• Traders who prefer technical analysis over fundamental analysis
• Those seeking 24/7 market access without gaps
• Algorithmic traders testing systematic strategies
• Traders wanting to avoid news-related volatility

With the lowest entry fees in Blueberry’s lineup (starting at just $25), the Synthetic Challenge provides an affordable entry point for exploring this alternative trading environment.

Trading Conditions and Market Access

Spreads and Commissions

Blueberry Funded delivers some of the most competitive pricing in the prop trading industry, contributing to its impressive 9/10 score for spreads. The firm offers raw spreads starting from just 0.1 pips, among the lowest available across all major prop firms.

Commission Structure:

• Forex and Gold: $7 round-turn commission per standard lot ($3.50 per side)
• Cryptocurrencies: Zero commission
• Indices: Zero commission
• Commodities: Zero commission
• Stocks: $2 per lot commission (available via Stock Challenge)

This transparent, tiered pricing model benefits all trading styles. Scalpers benefit from ultra-tight spreads on forex pairs, while swing traders on indices and crypto enjoy commission-free trading. The fixed $7 round-turn on forex represents a fair and predictable cost that allows precise profit calculations before entering trades.

Why Low Spreads Matter:

Tight spreads directly impact profitability, especially for active traders executing multiple positions daily. A 0.1 pip spread on EUR/USD versus a 1.0 pip spread can mean the difference between profit and loss on scalping strategies. With Blueberry Funded’s pricing sourced from ASIC-regulated Blueberry Markets, traders access institutional-grade execution without the typical markup seen at many prop firms.

Available Markets

Blueberry Funded earned a perfect 10/10 score for Markets and Leverage, providing access to over 1,100 tradable instruments across multiple asset classes. This exceptional diversity allows traders to build truly diversified portfolios and capitalize on opportunities across global markets.

Market Coverage:

• Forex: 60+ currency pairs including all majors, minors, and exotics
• Indices: NASDAQ, S&P 500, DAX, FTSE, and regional indices worldwide
• Commodities: Gold, silver, crude oil, natural gas, and agricultural products
• Cryptocurrencies: Bitcoin, Ethereum, Cardano, Ripple, and other leading digital assets
• Stocks: Wide selection of global equities through the Stock Challenge
• Synthetic Indices: Custom volatility instruments available exclusively through the Synthetic Challenge

Multi-Asset Trading Advantages:

The ability to trade across forex, crypto, indices, commodities, and stocks from a single funded account provides significant strategic advantages. Traders can rotate capital into trending sectors, hedge positions across correlated assets, and maintain activity during different market sessions as various asset classes become active.

This comprehensive market access positions Blueberry Funded among the most versatile prop firms available, catering to generalist traders who operate across multiple markets as well as specialists focusing on specific asset classes.

Leverage

Leverage varies by instrument:

• Forex: Up to 1:30
• Indices and Commodities: Competitive leverage ratios
• Cryptocurrencies: 1:2

Payout Structure and Withdrawal Process

Profit Split

Profit split starts at 80% and can increase up to 90% based on trading performance. The enhanced 90% profit split becomes available after traders successfully scale their accounts for the first time.

Payout Schedule

The first payout is available 14 days after account activation, with subsequent payouts available bi-weekly. This regular payout schedule provides traders with consistent access to their earnings.

Payout Requirements

To qualify for withdrawals, traders must meet the following criteria:

• Minimum of 3 trading days with at least 0.5% closed profit per day
• Minimum payout threshold of $100
• No open trades at the time of withdrawal request
• Account must be in profit

Withdrawal Methods

Blueberry Funded partners with RiseWorks, offering multiple payout options including USDC and USDT-TRC-20 for amounts up to $2,000, with larger withdrawals processed through RiseWorks.

Processing times are typically 1-2 business days, with some traders reporting payouts within hours of requesting them.

Account Scaling Program

Blueberry Funded offers one of the strongest and most transparent scaling plans in the prop trading space, allowing consistent traders to grow their capital systematically over time.

How Scaling Works

Unlike many firms with vague or aggressive scaling requirements, Blueberry Funded provides a crystal-clear path for capital growth. Every 3 months, your funded account can scale up by 25% automatically, provided you meet two straightforward conditions:

Scaling Requirements:

1. Profit Requirement: Achieve at least 10% net profit over the 3-month period
2. Payout Requirement: Complete at least 4 successful profit withdrawals within those 3 months

Scaling Benefits and Features

Key Advantages:

• Capital Increment: 25% increase in simulated balance every qualifying period
• Time Interval: Automatic scaling every 3 months
• Enhanced Profit Split: Increases from 80% to 90% after your first scaling milestone
• Maximum Capital: Scale up to $2,000,000 in total simulated funding
• Consistent Objectives: Trading rules and drawdown limits remain unchanged as balance grows
• Ongoing Growth: Continues indefinitely as long as requirements are met

Real-World Scaling Examples

Starting with $100,000:

• Month 0: $100,000 (80% profit split)
• Month 3: $125,000 (90% profit split after first scale)
• Month 6: $156,250
• Month 9: $195,313
• Month 12: $244,141
• Month 15: $305,176
• Month 18: $381,470
• Month 21: $476,838
• Month 24: $596,047

Starting with $200,000:

• Month 0: $200,000
• Month 3: $250,000
• Month 6: $312,500
• Month 9: $390,625
• Month 12: $488,281
• Month 15: $610,352
• Month 18: $762,939
• Month 21: $953,674
• Month 24: $1,192,093

As illustrated, a trader starting with $200,000 can realistically reach over $1.19 million within 24 months while maintaining the same risk parameters and trading approach. This represents one of the fastest paths to seven-figure simulated capital in the prop industry.

What Makes This Scaling Model Exceptional

Transparency: The requirements are published upfront—no hidden criteria or subjective evaluations.

Achievability: The 10% net profit target over 3 months translates to roughly 3.3% monthly returns, a reasonable goal for competent traders.

Consistency Focus: Requiring 4 payouts ensures you’re withdrawing regularly rather than letting equity accumulate unrealized, promoting disciplined profit-taking.

Stable Trading Environment: Your original drawdown limits and daily loss thresholds remain constant even as capital grows, eliminating the need to adapt to stricter rules.

Enhanced Profit Split: The automatic increase to 90% profit share after your first scaling event significantly boosts earnings potential on larger balances.

Calculating Your Scaling Potential

To understand your growth trajectory, use this formula:

New Balance = Current Balance × 1.25

For every qualifying 3-month period, your account grows by 25%. This compounds over time, creating exponential growth for traders who maintain consistency.

Example:

• Quarter 1: $50,000 → $62,500 (first payout)
• Quarter 2: $62,500 → $78,125 (90% profit split begins)
• Quarter 3: $78,125 → $97,656
• Quarter 4: $97,656 → $122,070
• Quarter 5: $122,070 → $152,588

Within 15 months, a $50,000 account scales to over $152,000—more than tripling the initial capital while earning 90% of all profits after the first milestone.

Strategic Considerations for Scaling

Payout Timing: Plan your withdrawals strategically to ensure you hit the 4-payout requirement. Ideally, withdraw every 2-3 weeks once eligible.

Profit Management: Target steady monthly gains rather than boom-and-bust equity swings. Consistency matters more than occasional large wins.

Risk Consistency: As your balance grows, avoid increasing risk per trade proportionally. Maintain your percentage-based risk model to ensure drawdown limits remain manageable.

Documentation: Track your performance monthly to monitor progress toward the 10% net profit target and adjust strategies if needed mid-quarter.

Blueberry Funded’s scaling plan stands as one of the industry’s best, rewarding disciplined, profitable traders with a clear path from modest starting capital to multi-million-dollar simulated allocations.

Trading Rules and Prohibited Strategies

Understanding the rules is crucial for success with Blueberry Funded. The firm maintains strict guidelines to promote sustainable trading practices.

Prohibited Strategies

The following trading strategies are prohibited: excessive scalping defined as holding more than 50% of trades for less than one minute, Martingale involving five simultaneous losing positions on the same pair, all-in trades, grid trading, and news trading.

News Trading Restrictions

Traders cannot open, close, or modify trades within 2 minutes before or after high-impact economic events marked as red folder news on ForexFactory. This includes:

• Opening new market orders
• Placing or modifying pending orders
• Adjusting stop-loss or take-profit levels
• Closing existing positions

The 2-minute buffer applies to major announcements like Non-Farm Payrolls (NFP), Federal Reserve interest rate decisions, GDP releases, and central bank policy statements. Traders must plan their positions accordingly, either closing before the restriction window or holding through the event without modifications.

Practical Example: If NFP is scheduled for 8:30 AM EST, you cannot take any trade actions between 8:28 AM and 8:32 AM. Positions opened before 8:28 AM can remain open but cannot be modified during this window.

This rule aims to prevent high-risk, high-volatility trading during unpredictable news spikes, promoting more strategic, analysis-based trading rather than speculation on event outcomes.

Risk Management Requirements

• Daily loss limits must be strictly observed
• Total drawdown limits are enforced
• Consistent risk management is required for account scaling
• While stop-losses are not mandatory for each trade, sound risk management practices must be followed

Real Trader Reviews and Reputation

TrustPilot Rating

Blueberry Funded currently holds a TrustPilot score of 3.8/5 from over 800 reviews, indicating solid trader satisfaction. The majority of reviews highlight positive experiences with the firm.

Common Praise

Based on trader feedback, users frequently commend:

• Fast withdrawal processing and reliable payouts
• Responsive customer support available 24/7
• Low spreads and excellent execution quality
• Transparent rules and fair evaluation process
• Professional handling of trader issues

Areas of Concern

Some traders have noted:

• Strict rules regarding news trading can be limiting
• Occasional rule changes that require adaptation
• Lot size restrictions in certain scenarios

Industry Recognition

In April 2025, Blueberry Funded became a founding member of The Prop Association, demonstrating its commitment to industry standards and ethical trading practices.

Pricing and Account Options

Blueberry Funded offers some of the most competitive entry fees in the prop trading industry, with challenges starting from just $25. This affordability, combined with multiple account size options, makes professional trading accessible to traders with varying budgets.

Challenge Fee Breakdown

Instant Lite Accounts:

• $1,250 account: $37.04
• $2,500 account: $55.56
• $5,000 account: $83.33
• $10,000 account: $125.00
• $25,000 account: $187.50
• $50,000 account: $375.00
• $100,000 account: $750.00

Instant Elite Accounts:

• $2,500 account: $100
• $5,000 account: $300
• $10,000 account: $400
• $25,000 account: $800
• $50,000 account: $1,500

Rapid Challenge:

• $10,000 account: $50
• $25,000 account: $100
• $50,000 account: $200
• $100,000 account: $300

1-Step Challenge:

• $5,000 account: $40
• $10,000 account: $75
• $25,000 account: $150
• $50,000 account: $275
• $100,000 account: $550
• $200,000 account: $1,100

2-Step Challenge:

• $5,000 account: $35
• $10,000 account: $60
• $25,000 account: $125
• $50,000 account: $250
• $100,000 account: $500
• $200,000 account: $1,000

Prime 2-Step Challenge:

• $5,000 account: $55
• $10,000 account: $95
• $25,000 account: $175
• $50,000 account: $325
• $100,000 account: $650

Synthetic Challenge (Lowest Fees):

• $5,000 account: $25
• $10,000 account: $50
• $25,000 account: $115
• $50,000 account: $225
• $100,000 account: $450

Exclusive Discount Code

Blueberry Funded offers an exclusive promotional code for new traders:

Code: PROPFIRMS20

• Provides 20% off all assessment fees
• Applicable to all challenge types
• Valid for new account purchases

For example, a $100,000 2-Step Challenge normally priced at $500 would cost just $400 with the discount code applied, saving traders $100 on entry.

Value Analysis

Blueberry Funded’s pricing ranks among the most competitive in the industry. The firm scored 9.5/10 for Challenges partly due to these low, accessible fees. When compared to competitors offering similar account sizes and conditions, Blueberry typically charges 15-30% less for equivalent evaluations.

The Synthetic Challenge represents exceptional value, starting at just $25 for a $5,000 evaluation—potentially the lowest entry point available across all reputable prop firms. This makes it an ideal testing ground for new traders or those wanting to experiment with synthetic indices without significant financial commitment.

Important Note: All challenge fees are one-time payments and non-refundable. However, the competitive pricing and clear rules make the investment worthwhile for serious traders committed to passing evaluations.

Platform Access and Technology

Trading Platforms

Blueberry Funded scored 9/10 for Platforms, offering access to four professional trading environments that cater to different trader preferences and technical requirements.

MetaTrader 4 (MT4) The industry-standard platform trusted by millions of traders worldwide. MT4 provides:

• Advanced charting with 30+ technical indicators
• Support for Expert Advisors (automated trading)
• Customizable interface and chart layouts
• Mobile, desktop, and web-based versions
• Extensive community support and third-party tools

MetaTrader 5 (MT5) An upgraded version of MT4 with enhanced capabilities:

• 21 timeframes (vs. 9 in MT4)
• Economic calendar integration
• Depth of market (DOM) functionality
• More order types and execution modes
• Native support for hedging and netting modes

TradeLocker A modern, web-based trading platform designed for contemporary traders:

• Clean, intuitive interface requiring no installation
• Advanced risk management tools
• Built-in trade analytics and performance tracking
• Accessible from any device with a browser
• Optimized for active traders and scalpers

DXtrade A professional-grade, institutional platform offering:

• Multi-asset trading capabilities
• Advanced order types and execution
• Comprehensive charting and analysis tools
• Fast execution speeds
• Suitable for both retail and professional traders

This multi-platform approach ensures traders can use their preferred tools without compromise, whether they rely on the familiar MT4/MT5 ecosystem, prefer modern web-based interfaces, or require institutional-grade technology.

VPS and Remote Access

Traders are permitted to use VPN or VPS services for remote trading, provided their IP address remains consistent. This flexibility is crucial for algorithmic traders and those requiring uninterrupted connectivity.

Customer Support

Blueberry Funded provides comprehensive support through multiple channels:

• Live Chat: Available on the website
• Telegram: Direct communication with support team
• WhatsApp: Instant messaging support
• Email: For detailed inquiries and documentation

Multiple reviewers have praised the support team’s responsiveness and professionalism in handling account issues and questions.

Pros and Cons

Advantages

✅ Lowest entry fees in the industry – Challenges starting from just $25 (Synthetic Challenge)
✅ Backed by ASIC-regulated Blueberry Markets for added credibility and trust
✅ Seven distinct challenge types including unique Synthetic and Instant options
✅ Raw spreads from 0.1 pips – among the tightest in prop trading
✅ Generous profit splits up to 90% after first scaling milestone
✅ Bi-weekly payouts with fast 1-2 day processing
✅ No time limits on most challenges for stress-free evaluations
✅ Exceptional scaling program – grow to $2 million with 25% quarterly increases
✅ Perfect 10/10 for Markets – access to 1,100+ instruments across all major asset classes
✅ Crypto and stock trading available – rare among prop firms
✅ Zero commission on indices, commodities, and cryptocurrencies
✅ Four professional trading platforms (MT4, MT5, TradeLocker, DXtrade)
✅ Strong customer support via multiple channels (Telegram, WhatsApp, email, live chat)
✅ Transparent rules and fee structure – no hidden requirements
✅ 93/100 overall rating – ranked 3rd best prop firm worldwide in 2025
✅ Founding member of The Prop Association – commitment to industry standards
✅ Static drawdown on most challenges for predictable risk management
✅ Exclusive 20% discount code available (PROPFIRMS20)

Disadvantages

❌ Strict news trading restrictions – 2-minute buffer around high-impact events may limit strategies
❌ Non-refundable challenge fees – no money-back guarantee for failed attempts
❌ Prohibited strategy rules – Martingale, grid trading, and excessive scalping not allowed
❌ Not available in certain countries – restricted in USA, Australia, Russia, UAE, and others
❌ IP address consistency required when using VPN/VPS – may complicate remote trading
❌ Limited educational resources – minimal guidance for beginners learning to trade
❌ Limited payment options – payouts primarily through RiseWorks and crypto (USDC, USDT)
❌ No refund on first challenge – unlike some competitors offering one-time refunds
❌ 4 payout requirement for scaling – may be challenging for less active traders
❌ News trading rule complexity – requires constant monitoring of economic calendar
❌ Trailing lock drawdown on Instant accounts can be restrictive for some strategies

Who Should Consider Blueberry Funded?

Blueberry Funded is an excellent choice for:

• Experienced traders seeking a credible, broker-backed prop firm
• Disciplined traders who follow structured risk management
• Scalpers and day traders who value low spreads and fast execution
• Consistent performers looking to scale their capital significantly
• Multi-asset traders who want access to diverse markets
• Traders valuing transparency who appreciate clear rules and reliable payouts

The firm may be less suitable for:

• News traders who rely on high-impact event volatility
• Beginners needing extensive educational support
• Traders using prohibited strategies like Martingale or grid trading
• Those requiring instant refunds for failed challenges

Comparison with Other Top Prop Firms

Blueberry Funded’s 93/100 score places it 3rd overall among prop firms in 2025 rankings, competing favorably with industry leaders. Its strengths include:

• Better scaling potential than many competitors (up to $2M)
• Lower spreads compared to average prop firm offerings
• More flexible evaluation options with multiple challenge types
• Faster payouts than many established firms
• Stronger regulatory backing through Blueberry Markets

Tips for Success with Blueberry Funded

1. Master the Rules

Thoroughly understand prohibited strategies and trading restrictions before starting your challenge. The firm takes rule violations seriously, and prevention is easier than remediation.

2. Focus on Risk Management

With strict daily and total drawdown limits, prioritize capital preservation. Use appropriate position sizing and consider the 0.5% daily profit requirement for payout eligibility.

3. Avoid News Trading

Since news trading is prohibited, plan your trading schedule around high-impact economic events. Use ForexFactory’s economic calendar to identify restricted trading windows.

4. Maintain Consistent Performance

To qualify for scaling, aim for steady monthly returns rather than volatile performance. The scaling program requires 10% net profit over 3 months and 4 completed payouts.

5. Choose the Right Challenge

Select a challenge type that matches your trading style and experience level. The 2-Step Challenge offers more gradual evaluation, while the Rapid Challenge suits confident traders.

6. Leverage Low Spreads

Take advantage of the competitive 0.1 pip spreads to maximize profitability, especially if you’re a scalper or day trader executing multiple trades daily.

Frequently Asked Questions

Is Blueberry Funded legitimate?
Yes, Blueberry Funded is backed by ASIC-regulated Blueberry Markets and is a founding member of The Prop Association, providing strong regulatory oversight and credibility.

How long does it take to get funded?
There are no time limits on most challenges, allowing you to progress at your own pace. Once you pass, account setup typically takes up to 48 hours after completing KYC.

Can I use Expert Advisors (EAs)?
Yes, automated trading is permitted as long as it doesn’t violate prohibited strategies like excessive scalping, Martingale, or news trading.

What happens if I fail a challenge?
Challenge fees are non-refundable. However, you can purchase a new challenge and try again, potentially at a discounted rate during promotional periods.

Can I hold trades over the weekend?
Yes, weekend holding is generally permitted, though traders should be aware of potential gap risks and ensure positions don’t violate risk management rules.

Is there a consistency rule?
Blueberry Funded doesn’t enforce strict consistency rules, but scaling eligibility requires demonstrating sustained profitability over 3-month periods.

Final Verdict

Blueberry Funded emerges as a top-tier proprietary trading firm in 2025, earning its 93/100 score and 3rd place worldwide ranking through a combination of competitive pricing, excellent trading conditions, and genuine commitment to trader success.

What Sets Blueberry Funded Apart

Industry-Leading Pricing: With challenges starting from just $25 and an exclusive 20% discount code (PROPFIRMS20), Blueberry Funded removes financial barriers to entry. The Synthetic Challenge represents potentially the lowest-cost evaluation in the entire prop trading industry.

Exceptional Market Access: The perfect 10/10 score for Markets reflects genuine value—1,100+ instruments spanning forex, crypto, indices, commodities, stocks, and unique synthetic indices provide unmatched diversification opportunities.

Professional Trading Conditions: Raw spreads from 0.1 pips combined with $7 round-turn commissions on forex create institutional-grade pricing. Zero-commission trading on indices, commodities, and crypto further enhances profitability across asset classes.

Transparent Scaling Path: The 25% quarterly scaling program with clear requirements (10% net profit, 4 payouts) provides a realistic path from $5,000 to $2,000,000 in simulated capital. The automatic increase to 90% profit split after first scaling significantly amplifies earnings potential.

Challenge Diversity: Seven distinct evaluation types (Instant Lite, Instant Elite, Rapid, 1-Step, 2-Step, Prime 2-Step, and Synthetic) ensure every trader finds a suitable pathway, regardless of experience level or preferred trading style.

Regulatory Backing: Partnership with ASIC-regulated Blueberry Markets and founding membership in The Prop Association demonstrate commitment to transparency, ethical practices, and trader protection.

Considerations Before Joining

The strict news trading restrictions and prohibited strategy rules require traders to adapt their approaches. If your edge depends on trading NFP releases, central bank announcements, or employing Martingale/grid strategies, Blueberry Funded may not align with your methods.

The non-refundable challenge fees mean financial commitment is permanent regardless of outcome. However, the competitive pricing and clear rules make this investment worthwhile for serious traders with proven strategies.

Limited educational resources mean beginners should develop fundamental trading skills elsewhere before attempting evaluations. This isn’t a learning environment—it’s a performance assessment for traders with established competencies.

Who Thrives at Blueberry Funded?

Ideal Candidates:

• Experienced traders with 6+ months of consistent profitability
• Technical analysts who rely on price action rather than news events
• Multi-asset traders wanting diversification across forex, crypto, indices, and stocks
• Disciplined traders comfortable with structured risk management
• Scalpers and day traders valuing ultra-tight spreads
• Algorithmic traders with rule-compliant EAs
• Traders seeking legitimate, transparent prop firms with strong backing

Less Suitable For:

• Complete beginners without established trading foundations
• News traders whose strategies depend on high-impact economic events
• Traders employing Martingale, grid, or all-in strategies
• Those requiring extensive hand-holding or educational support
• Traders in restricted jurisdictions (USA, Australia, Russia, UAE)

The Bottom Line

Blueberry Funded combines competitive pricing, professional trading conditions, comprehensive market access, and transparent operations into a compelling package. The 93/100 overall score reflects genuine excellence across all critical criteria: challenges (9.5/10), spreads (9/10), markets (10/10), payouts (9/10), platforms (9/10), and trust (9/10).

For traders seeking a credible, broker-backed prop firm with genuine growth potential, transparent rules, and exceptional trading conditions, Blueberry Funded represents one of the strongest choices available in the 2025 prop trading landscape. The combination of low-cost entry, flexible challenges, and systematic scaling makes it accessible to developing traders while offering sufficient sophistication for experienced professionals.

Whether you’re taking your first steps into funded trading with a $25 Synthetic Challenge or pursuing seven-figure simulated capital through the scaling program, Blueberry Funded provides the infrastructure, conditions, and support necessary for sustainable prop trading success.

The firm’s rapid rise to 3rd place worldwide and status as the 9th most searched prop firm in 2025 reflects genuine trader satisfaction and industry recognition. Based on comprehensive analysis of features, pricing, conditions, and real trader feedback, Blueberry Funded earns a strong recommendation for serious traders committed to disciplined, rule-compliant trading.

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Ready to start your funded trading journey? Visit the official Blueberry Funded website to explore challenge options and use promo code PROPFIRMS20 for 20% off your first assessment. Take the first step toward professional prop trading in 2025.

Disclaimer: Proprietary trading involves substantial risk of loss. Challenge evaluations require demonstrated skill, discipline, and sound risk management. Past performance does not guarantee future results. Simulated trading results do not represent actual trading. Ensure you thoroughly understand all rules, requirements, and risk parameters before purchasing any challenge. This review is for informational purposes only and does not constitute financial advice. Always conduct independent research and consider your personal circumstances before making financial commitments.